General Questions

Either of the Financial Passport courses provides the perfect introduction to basic financial management. If you feel you are already comfortable with the basics, then My Financial Life Plan is for you. It will guide you from school-leaving all the way to planning for your retirement, making all the necessary stops in between. Currently only available as an onsite course, with an online course coming soon which means you can learn at your own pace in the comfort of your own home.

Our onsite course Your Own Business is an all-inclusive, one-of-a-kind product that has everything you need to know and will be available as an online course within the next few months.
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It is vital that you understand everything about your company’s retirement fund as your contributions are deducted from your salary. Most employers do not educate their staff on how their pension fund runs even though its success will determine their retirement payouts. Our online course Your Employer Provided Pension Fund explains everything you need to know about this deduction and what you can do to ensure your pension fund’s success.

If you’re only looking for the basics on how to manage your finances, Financial Passport Lite is a good place to start. It teaches you how to discern between your needs and wants, how to plan a budget and how to ensure that you do not find yourself in debt. Financial Passport Premium includes all of the modules found in Lite but also includes five more modules to give you the comprehensive A-Z of understanding your finances. In addition, the module “Receiving a Windfall” is very relevant for those receiving share incentive payouts or other large lump sums of money.

Depending on your location and the size of your booking, special arrangements can be made for onsite courses around Southern Africa. Simply enquire and we’ll get in touch.
View on-site courses.

Help is just an email away! You can contact our online tutor at questions@financialpassport.co.zaor send an enquiryfrom our Contact Us section.

Courses marked as ‘Coming soon’ are usually available within a few months. All you need to do is enquire via the ‘Enquire Now’ button on the Courses page and we will be in touch with more information.

Small Business

You should start a business for 3 reasons:

  1. Business has changed and people can no longer rely on the security of a job for life. Unemployment is rife.
  2. Businesses need to make profits for shareholders and bonuses for management so downsizing is commonplace. The first place to look when cutting costs is people. Many competent employees have become victims of retrenchment exercises. Don’t let this happen to you whilst you don’t have an alternative plan.
  3. Returns on investment are lower than in the past whist the cost of living is much higher resulting in people not coming out on what they earn.

With determination and commitment you will be able to do so. There are some clever ways to raise money or to start your own business without money. The owner of Academy of Wealth has written an article in the Entrepreneur magazine of May 2018 detailing the way to do this. The article is very practical and can be applied to any business.

Whilst the percentage of failure for startups is high the risk can be mitigated by

  • Starting the business slowly
  • Staying in your current job whilst you start the business
  • Make sure that you start something which you understand and enjoy
  • Do your market research carefully?
  • Do the course we offer
  • Read articles by successful entrepreneurs
  • Read relevant magazines

We have a course which will help you to start your journey and implement your business idea. Once you have completed the course we offer business support services as well as mentoring and guidance to help you create a truly successful business.

Financial Literacy

The programmes we offer will lead to changes in their financial behavior in that they will make better decision choices relative to their earnings and benefits.

Employees are generally more productive and loyal to their jobs and their Employer. They make better decisions and are less stressed about their finances as they know where to get help.

Most of the concepts of retirement funding are completely foreign to an employee and as such, they have no chance of making informed decisions relating to their retirement options. Our courses explain the basics of retirement funding in a simple way so that the employee understands and is able to plan accordingly.

Our courses have been written to cover all levels of employee and try to cater for the various stages of life.