Terms and conditions

Online terms and conditions of use


Academy of Wealth T/As Financial Passport provide this website subject to the terms and conditions below. By using this website, you signify your assent to these terms of use. If you do not agree to these terms of use, you may not use this website in any manner whatsoever.
These terms make reference to sections of the Electronic Communications and Transactions Act, 25 of 2002 (hereinafter “the ECT Act”), a copy of which may be obtained at http://www.internet.org.za/ect_act.html.

Terms of use

Your use of this website shall at all times be subject to these terms of use, as may be amended from time to time. It is your responsibility to continually stay abreast of changes to these terms.



The use this website is at your own risk. Whilst we endeavour to ensure that the information on this site is accurate and complete, we make no warranties about the accuracy, reliability, completeness or timeliness of information published on this website. The information on this website is intended for general information and educational purposes only and is not intended to serve as financial, legal or other advice. To the maximum extent possible under applicable law, we disclaim liability for any claim, loss, injury or damage arising out of or in connection with the use of information and services available from or through this website, whether direct or indirect including, without limitation, any liability relating to any loss of use, interruption of business, lost profits or lost data, or incidental, special or consequential damages of any kind.



In terms of section 86 of the ECT Act you are notified that it is a criminal offence to gain unauthorised access to any restricted areas of this website or to otherwise interfere with the proper functioning thereof.



The proprietary information on this website may be downloaded or printed for your own non-commercial use only, provided you do not delete or change any copyright, trademark, or other proprietary notices, or distort or otherwise modify the proprietary information in a manner that may be prejudicial to us. All rights not expressly granted in terms of these terms of use are reserved. Any use of our proprietary information, otherwise than expressly authorised in terms hereof, may violate copyright laws, trademark laws and other regulations and statutes and create liability for criminal prosecution and/or civil liability.

The information published on this website and within the courses is the sole property of Academy of Wealth CC and all and any copyright in such material and all intellectual property and other information published on the site falls within the Copyright Act 98 of 1978 and any use of dissemination of such material or information without the express written consent of Academy of Wealth CC is an offence in terms of this act.

No distribution of information or study material may take place whether electronically, mechanically by photocopying, email, downloading of data to flash drives or on other means whatsoever. Persons found to have disseminated such material and/or given to any other person whether directly or indirectly will be guilty of an offense and will be prosecuted by Academy of Wealth CC.

All students must agree to the terms and conditions by clicking on the button provided.

Privacy of personality identifiable information

We will not disclose any personally identifiable or payment-related information (collectively “personal information”) to third parties without obtaining your prior consent.


Linking and framing

You may not establish a link to this website from a third party site, unless the link does not imply any association, endorsement or sponsorship by us of such website, or any products or services offered on such site; or unless the linked pages from the website are displayed without alteration of any kind. You may in particular not cause a user’s web browser to display a “framed” version of this web site in response to activating a link.


Automated access

Other than bona fide public search engines, you may not access any pages in this website using any automated process or technology, including, without limitation, any web spiders, crawlers, or similar technologies.


Electronic communications

Any communication or material you transmit to us by electronic mail or otherwise, including, but not limited to any data, questions or answers, comments, suggestions, or the like, will be treated as non confidential and non-proprietary by us, unless expressly agreed otherwise in writing. Electronic communications shall only be deemed to have been received if and when responded to in a manner, other than by way of an automated response. information contained in electronic communications must be regarded as confidential and intended solely for the use of the intended recipient. Any unauthorised disclosure, copying, distribution or action in reliance upon the contents of this electronic communication is strictly prohibited and unlawful. Whilst we employ virus filtering, we provide no guarantees or warranties that electronic communication will be virus-free. You are accordingly advised to employ your own virus scanning tools. The views expressed in any electronic communications transmitted are those of the individual sender, unless the context clearly provides otherwise.



Each provision of these terms of use shall be severable from the other provisions. Should any provision be found by a Court of competent jurisdiction to be invalid or unenforceable for any reason, the remaining provisions of these terms of use shall nevertheless remain binding and continue with full force and effect.



These terms of use shall be solely and exclusively governed by and construed and interpreted in accordance with the law of Republic of South Africa. The parties agree that the agreement shall, for purposes of jurisdiction, have been concluded at our office in Johannesburg.



We reserve the right to revise these terms of use at any time, with the revised terms taking effect as of the date of its posting. A certificate signed by the administrator of this website shall be prima facie proof of the date of publication and contents of any version of these terms that may be applicable to a dispute or otherwise.


Information disclosure

The following information of Academy of Wealth cc is disclosed in terms of section 43 of the ECT Act :-
Full name and legal status – Academy of Wealth cc T/A Financial Passport
Registration number – 1995/035915/23
Name of Member – J G Harding
Place of registration – Republic of South Africa
Physical address – 43 2nd Street, Orange Grove, RSA
Telephone number – +27 (011483 0946)
Website address – www.financialpassport.co.za
E-mail address – jon@financialpassport.co.za / li@financialpassport.co.za